Access to funding is a major barrier preventing many small businesses from getting off the ground. Many such microenterprises need relatively small loans which are unprofitable for most banks to administer. Many applicants also lack the collateral required by banking regulators. Fewer than 10% of south-central Indiana entrepreneurs ever find the money they need to start their businesses.

SEED Corp. is an alternative place for entrepreneurs to receive funding to start or expand their business. Many banks, attorneys, and insurance agents refer potential clients to SEED Corp. to help those clients receive funding and business planning assistance. This allows the referring organization to develop a long-term relationship with the client as their business takes root and flourishes.

We offer microloans (under $35,000) to aspiring and experienced entrepreneurs on the basis of character rather than collateral. We specialize in helping people with great
business ideas who can’t get traditional commercial financing. With a small loan and a deep commitment, many entrepreneurs can find success.

Download the SEED Corp. Loan Brochure
Download the BUEA Loan Program Brochure
Download the Loan Application Process Overview
Download the Loan Application
New! Download the Express Loan Program (Less than $10,000) Application